Required Notices
Machine-Readable Files
Machine-readable files are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data. Other forms and data are also available through your TPA.
2024-2025 Employee Annual Legal Notices
To view and download a copy of the annual legal notices for your healthcare plan, please click the button shown to the right.
Summary Annual Reports
Summary Annual Report Filing Notice:
2019 Summary Annual Report: Life and Disability
2020 Summary Annual Report: Life and Disability
2020 Summary Annual Report: Medical
2021 Summary Annual Report: Life and Disability
2021 Summary Annual Report: Medical
2021 Summary Annual Report: Dental
2022 Summary Annual Report: Life and Disability
Disclaimer
This site provides general information about the benefits provided under your employer’s benefit plan(s) based on information provided by your company. Gallagher makes no guarantees regarding the accuracy or reliability of this information. The information on this site does not include all the terms, coverage, exclusions, limitations, and conditions contained in the official Plan Document(s), applicable insurance policies, and contracts (collectively, the “plan documents”), it does not address all the specific issues which may be applicable to you, and it should not be construed as, nor is it intended to provide, legal advice. To the extent that any of the information contained on this site is inconsistent with the plan documents, the provisions set forth in the plan documents will govern in all cases. If you wish to review the plan documents or you have questions regarding specific issues or plan provisions, you should contact your company’s Human Resources/Benefits Department. This site may contain links to websites of other parties not owned or controlled by Vault Admin Services. Vault Admin Services is not responsible for the policies of other website owners or the accuracy of content contained on those other websites. Links to other websites do not constitute or imply endorsement by Vault Admin Services of those websites, any products or services described on those websites, or any other material contained in them, and Vault Admin Services is not liable, directly or indirectly, for any damage or loss relating to your reliance on or use of such sites.