Medical Coverage: Cigna Network
Administered by Vault Admin Services
Comprehensive and preventive healthcare coverage is important in protecting you and your family from the financial risks of unexpected illness and injury. A little prevention goes a long way—especially in healthcare. Routine exams and regular preventive screenings provide a no-cost review of your health, if you use an in-network provider. Small problems can potentially develop into large expenses. By identifying the problems early, often they can be treated at little cost.
The GoMacro medical plans have set copays for some services and a deductible and coinsurance for others. Copays do not apply toward your deductible, so you will pay copays until you reach your annual out-of-pocket maximum. GoMacro plans cover 100% of the cost for preventive care services like annual physicals and routine immunizations.
Your Network
Your primary medical network is Cigna. Your medical network is a group of health care providers that includes doctors, specialists, hospitals, surgical centers and other facilities. These health care providers provide services at a lower rate, which you will see reflected on your statements as a discount.
There may be times when you decide to visit a doctor who is out-of-network, and those costs are always higher. There are no discounts with these out-of-network services, and you will be responsible for paying the difference between the providers full charge and the amount your plan will pay. This is called balance billing.
Cigna provides a provider lookup tool. Visit the Vault Admin Services Portal for additional information.
https://hcpdirectory.cigna.com/web/public/consumer/directory/search
Q. Is this Cigna insurance?
A. No, we utilize the Cigna network for the contracts with physicians and facilities to allow you to access its broad network.
Q. Will I get an insurance card?
A. Yes. You will receive an ID card with the Cigna logo on it signifying that you have access to the Cigna network.
